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HOW TO PREPARE FOR A FINANCIAL PET CRISIS

January 13, 2019 By MSPCA Staff Leave a Comment

There are few things more heartbreaking than receiving a plea for financial help from a devastated pet owner whose dog or cat is critically ill or injured. For animal lovers everywhere who know the importance of receiving immediate veterinary care when needed, what do those without the financial means do for their suffering pet?

For some inexplicable reason, it seems most serious illnesses start at night or on the weekends when regular vets are not in their office. Emergency vets are available of course but they are more expensive and for an owner faced with an enormous cash outlay, often a last resort…or no resort at all. And sadly, many ailments not treated quickly can prove to be fatal.

So what can we do NOW to prepare for the time when one of our dogs or cats becomes ill? Because it is almost a certainty that such a time WILL happen one day.

The majority of people nowadays have at least one credit card. Though many will be loathe to use it, there is no more important time than now. But what if your credit card is maxed out and you have no savings?

1. Go to carecredit.com and apply for a card today. Put it away and do not touch it unless you have a critical pet emergency.
2. Apply for another credit card to be used ONLY for future pet emergencies. Stash it somewhere you won’t see it, won’t think of it, and won’t be tempted to use it for something else.
3. Start this week putting away a small amount in a separate account specifically for your pet. It may only be $5.00 or $10.00 out of each paycheck, but if you don’t touch it it will eventually become your pet’s lifesaver.
4. When you receive a bonus, a cash gift, a tax return check, a Christmas savings check…put some of that money in your separate fund.
5. Establish a relationship with ONE vet who you will see regularly. Ask if they offer a payment plan (but do not be surprised if they say no). A vet is a business just like any other and they have bills to meet just as you and I do with our own families. Still, having a long-term, good relationship with the person who will always lovingly care for your pets is helpful.
6. Consider pet insurance. There are many different companies and many different policies with various coverage. Some people love them, others would rather put that same premium amount in a savings account earmarked for pet emergencies.
7. Ask your friends or family members for an emergency loan. Obviously, if they are kind enough to help you out, repay them.
8. You may choose to use crowdfunding sites but remember – these will not help you in an IMMEDIATE emergency.
9. Likewise you can find lists of national and regional resources by googling which might help with catastrophic surgeries or the like but will not get your pet critical immediate help.
10. Local rescue groups may help with small donations but remember that they too are helping many others and their financial well is never as full as they would like.

In short, your pets – part of your family – need the care that only YOU can provide them. Don’t put yourself in the devastating position of looking at your desperately ill pet and feeling there is nothing you can do to help them. Our pets have only us to depend on. Don’t let them down.

Filed Under: The Scoop

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Mobile SPCA

620 Zeigler Circle West
Mobile, Alabama 36608
(251) 633-3531

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Meet Luna, a lively and friendly adult cat who calls the shelter her temporary home. Luna's energy is infectious; she loves to play and explore, making every day an adventure. Despite her vivacious spirit, Luna prefers the company of humans over other animals. She enjoys the quiet moments as much as the playful ones, appreciating a good petting session or a calm evening by your side. Luna's independent streak makes her a unique companion. She's a cat who knows her mind, and isn't afraid to show it. Luna's friendly and energetic nature, combined with her love for human companionship, makes her the perfect addition to any home ready to embrace her vibrant personality. Adopt Luna and experience the joy of her companionship.
If you are interested in adopting a Luna or another a great Mobile SPCA cat or dog, call the Mobile SPCA at (251) 633-3531 or click here.  You will need to fill out an online application, so get started! Once we get your application we will review it and get back in touch with you and set up an appointment for you to come in. Like the rest of the world, we, too, are short staffed so please call ahead for an appointment. We want to make sure we have someone in the office to take care of you quickly. 
The Mobile SPCA would like to thank WKRG News 5 and Port City Pups for sponsoring our WKRG News 5 Pet of the Week segment.

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ADOPTION LOCATION
Pinebrook Shopping Center
3980 Airport Boulevard
Open 7 days a week
(251) 343-2227

All pets adopted through the Mobile SPCA receive a free bag of Science Diet Food. Contact office for details.

620 Zeigler Circle West, Mobile, Alabama 36608 • (251) 633-3531

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